How responsible data helps banks and other trusted institutions stop fraud and scams before consumers pay the price. Your phone rings. The caller ID shows your bank’s name. The person on the line knows enough about you to sound convincing. They say your account has been compromised and your savings are at risk. To protect…
Behind the digital services people rely on every day, responsible data use helps verify identities, stop fraud, and make modern life work more safely…
The Responsible Data Alliance applauds new FDIC and OCC actions encouraging voluntary information sharing to strengthen fraud prevention and protect consumers…
The Responsible Data Alliance voiced its opposition to legislation in New Jersey that would impose onerous annual “fees” on data services companies and impose new restrictions that could disrupt fraud prevention and identity theft protection services in the state.
The Responsible Data Alliance sent a letter in opposition to California Senate Bill 354, the Insurance Information and Protection Act. The letter highlights that the bill threatens to cut off the data necessary to help the insurance industry combat insurance fraud, identify and manage risks, and safeguard people and property.
Washington, DC, April 22, 2026 – The Responsible Data Alliance issued the statement below in support of legislation released today by the House Privacy Working Group Chairman John Joyce and the House Financial Services Committee Vice Chairman Bill Huizenga to enact privacy protections for all Americans: “The Responsible Data Alliance supports this common-sense approach to…
The Responsible Data Alliance submitted comments to the House Financial Services Committee’s Subcommittee on Financial Institutions in connection with its hearing entitled, “Fighting Fraud on the Front Lines: Challenges and Opportunities for Financial Institutions.” The comments highlight how access to data and services from third-party providers is vital to combat fraud and identity theft affecting…
In an op-ed for American Banker’s BankThink section, Emilio Cividanes, counsel for the Responsible Data Alliance, outlines how data helps protect consumers from fraud and calls for a nuanced approach to policy that recognizes this important role. “Policymakers should focus on how data is used, for what purpose and with what safeguards, rather than assuming that less data always…
Washington, DC, February 24, 2026 The Responsible Data Alliance, a trade association that promotes trust, privacy, and innovation in the data ecosystem, highlighted the many benefits that consumer data deliver ahead of this week’s Federal Trade Commission (FTC) workshop aimed at helping the FTC to “better understand and measure consumer injuries and benefits that may…
